Monday, November 19, 2007

Why Our county will implode

So now I own 2 homes. net worth over 1.2 million in property. how is this possible? greed... on all of our behalf.

Greed on my behalf because I am starting to understand the system and figuring out how to manipulate it to my advantage. shame on me. Why cant I be satisfied with working a single job for 40 years, paying my simple mortgage and retiring off of my pension like so many generations before me. In a lot of ways I think this might actually be the smarter way to go. Less stress, more free time (theoretically) and complacency, which I think there is something to be said for. Was the life that was lead so much worse than mine? doubtful.

Greed on the lenders behalf because of something called stated income. These lenders were so hot to get loans under them that they will slide your financial statistics around based on your credit score. they are gambling on the fact that with great scores comes great responsibility. Guess they were off the mark on that one based on todays market as opposed to the one 6 months ago when they basically lied about my information to make the loan more appealing. I didnt really understand this until after it was done and I reviewed the papers. I think part of the reason there is so much paperwork involved with buying a house is becasue they know that you would never enter into the agreement if you understood and read it all in 2 concise pages that laid it all out in black and white. Instead the play the odds that you will never read it all and you will just sign away like a good stooge.

Anyway it looks like we will beg borrow and steal our way into debt as long as someone will put us into it. seems like everyone has mortgaged their assets, what will happen when the first tier default (because guess what they are the ones who can actually afford to default, it only affects them right) the rest will collapse like dominoes. I think we are starting to see the beginning of that trend people. Dollar falling, real estate falling. What else is left?

Writers strike and we all get taxed

While we are at it can we dish out some residuals for the electrician that laid the cables for this "project". I mean if he hadnt gotten that job done said project would not have been "brought to life".

You knew the pay going in, you took the job. Just like the rest of us. I understand negotiating for more pay, but come on already.

The lighting director is using as much art as the writer. as is the DP and camera operator. In fact just about every job that has an impact on the picture is considered an artform these days. People want to get paid for all of this intellectual property that they supposedly "own" now. maybe we should pay some residuals to the mentors that taught us these art forms. without them there wouldn't have been foundation laid for these megaopoly pictures.

People get so upset that someone has figured out how to make more money off of them then they can, that they have a sudden sense of entitlement. Guess what... it will just evolve from here. in the meanwhile we are cutting off our industry nose despite our face. lets piss on the blue collar guy that has to make his measly 250-500 a day doing some ridiculous job that he gets paid way to much for.

Dont we realize we get paid a ton of money to do relatively unimportant work that is mild and usually simple. So I successfully recorded audio for a whole day, this entitles me to make 4 times the median family income by myself.

I am not saying the Producers are right by any means, there is tons to bash on there as well. I think we should work on legislature that deals with excess profitability, and relate it to social consciousness. I know that sounds all eco, green, happy democrat ala westlake mom with guilt issues and plastic surgery in her escalade on 22's calling for social reform, but seriously break the poor people off some.

More later

Monday, April 11, 2005

Pregancy

So we are pregnant.

But here is what I cant understand, what is so different about having a baby today than it was hundreds of years ago? Did the women of yesteryear spend untold hours researching the every facet of pregnancy? I know that they definatly did not have the ssame resources we have today, but we they as focused on the pregnancy as women of today appear to be? I have heard nothing else but baby talk since the moment go. Dont get me wrong I am excited about it, but I also know that it means that we have a very short amount of time to be childless and free of that responsibility. I for one would love to be exploring the things that will be unable to be done in 4-5 months. maybe go somewhere, or do SOMETHING? instead I watch my wife sit on the internet and "thumb" through hundreds of pages of online information/forums/papers about having a baby.

Maybe an even sadder event is the fact that since we live in Los Angeles and you can have no true friends here she is forced to socialize with people in our same circumstances through online forums. this addicting trend has had her glued to the computer almost every moment of the evening. Oh well what can I do... after all I am going to have to get used to coming in second place for her attention from now on.

Tuesday, January 18, 2005

About to close...

or so I go.

Well the time is here... we are about to close escrow on a new house on friday, and I have a few thoughts on the subject.

First of all ARE YOU KIDDING WITH THIS MARKET??

somehow I am qualifing for a $480K home! and second of all you should see what we are getting for almost half a million dollars. I know some will read an earlier post listing the reasons to rent, but in all reality you can't justify spending $1800-2500 in rent when my morgage is marginally higher. I guess the name of the game is equity. I mean as you read this I have already made $10-20K in the new home.

Another thing is that someone should create an easy to read checklist summarizing the steps nessasary to actually purchase a home. This had to be the most anguish creating process known to man. I had less anxiety when I had amneisia, and was worried I wouldn't remember anything about my life.

There is no one person with all of the answers. You have a consortium of people give you thier opinion qualified with "I am not telling you what you SHOULD do". People aer so worried about being sued in this day and age, that no one is assertive or forthcoming with thier opinion or information. I forgot, but isnt this what you get paid THOUSANDS of dollars to do for me? I think being a Real estate agent representing a buyer has to be the easiest gig in the world. You dont tell them to much, as to avoid a lawsuit, you do a bunch of paperwork based on knowledge you gained from some classes and your previous transactions, and then poof you make 10% sweet deal if you ask me.

Wednesday, December 08, 2004

Why buy when you can rent

So here I am looking at new places to rent. Crap. I don't understand how anyone can consider buying in this market (Los Angeles). I mean really how far can a 2 bedroom 1 bath that is 1000 sq ft appreciate? I mean they start at $450,000 for a dump. are we really that close to the time of million dollar starter homes? How can you qualify for financing? the wage laws have not increased in a comparable manner as to allow your average Joe to even consider a home.

It is all about renting. renting is cheaper, no responsibilities for the upkeep, no maintenance, and you can cram a ton of people in them if you want to lower the cost. Think of the things you could do with that extra money that you would be wasting on owning your own home. Plus with a thousand here and a few hundred there for water heaters, plumbing or whatever, thats gotta hurt! I am tired of hearing everyone complain about this and that with their house. When I have a problem I call the landlord and he fixes it. I am barely inconvenienced if at all. He finds the repairman, and schedules the repair. How sweet it that. Meanwhile the guy at works floor is flooding, he has to take the day off to deal with it, and then another day to have the repairman out to the house. weak.

After all who wants to build equity and have such a huge asset anyway? Its just another thing that some damn Iranian taxi driver will try to fraud me out of someday. ( sorry Joann)

that is the blog, for now.

Wednesday, November 17, 2004

Motivated... why would I want to screw up a good thing

every hour of every day I'm learning more
the more I learn the less I know about before
the less I know the more I want to look around
Digging deep for clues on Higher ground........ UB40



Why do we quest to learn more? For some insane reason there is a movement in metro areas to learn as much as possible. These people think that through enlightenment comes superiority. Unfortunately it seems that the trend to learn more has not created superiority, it has instead created arrogance and immorality. So much so that in these areas the numbers are so great that people that think "differently " are afraid to speak up for fear of verbal lynching or severe social outcasting, to the point of physical harm to them or thier belonings, and this is enlightened and informed.

What is the state of America lest Humanity when we decide that to celebrate an event we destroy. to oppose an event we destroy. I will explain what I call the "Reverse Ghandi" in future posts.

It seems that a popular trend is to decide that we have so much knowledge that we no longer "need" religeous institution or the need for accountability. We are therefore "enlightened" to the point of knowing better than all of the people that came before us or all of those "ignorant" middle Americans that live in a "backwards society".

I have to think that there is something to this "blue collar" mentality. Otherwise at what point can we achieve contentment. Is it at the point that we are to old to enjoy it? I am starting to migrate towords contentment hopefully. Only then can I selfishly enjoy my life. Why should I worry about the choices my neighbors make, until it effects me. wait, reflect.

Then should I take the labor job that barely make ends meet, raise some offspring, retire on my slim pension, die and leave nothing for the kids as they live the same life course. I mean after all, being sucessful can't happen for eveyone who tries, and in failure you will end up in the same place as your neighbor. At least I could buy a house on the damn salary I make.

Rant complete




and the beat goes on

Or so it goes.

Just starting to get the hang of blogging, so here goes.

Wanted to talk about the flu shot. Who cares? when I was a kid I had the flu like every year, still ticking. okay so like 30K-40K people die from the flu each year, and most of them are elderly or infants, what happened to population control. What do people want, everyone to live forever? would get a little crowded. you might have to start wars just to kill a few thousand people off so that the line at the local starbucks would be a little quicker.

After all the largest killer of them all is something we choose to do anyway, smoke. Smoking attributes to the death of 3 million people a year worldwide, almost 500,000 domestically. Now researchers are saying that they are close to finding a permanent cure to nicotine addiction (that would let you smoke without the addiction) but does that matter, or are people going to chose to smoke anyway. Personally I think they will continue to smoke "because I want to, not because I have to". We will talk more about his later.

Did you ever stop to think that there is a reason we can't find a cure for so many diseases? Maybe they were given to us by a higher power purely from the standpoint of population control. And also interesting is how something like AIDS is spread. Is it possible for me to get? sure. Is it likely? dont think so. I guess this is a gamble you take when entering into situations that expose you to these elements.

On the lighter side, I am working on a show for comedy central that seems like a cross between The Man Show , G4, and Geek Squad.

Just like all of the rest, we will see how this does.

Related Articles
http://www.wtkr.com/Global/story.asp?S=2448286
http://www.wrongdiagnosis.com/f/flu/deaths.htm
http://www.shs.uwo.ca/questions/aidshiv.htm
http://www.avert.org/hsexu6.htm
http://www.wrongdiagnosis.com/s/smoking/deaths.htm

Saturday, November 13, 2004

day1 pt. 2

Just met Gavin MacLeod of the Clan O' Love Boat.

He has Arrived in a strech limo, black, and proud. (The Limo not Gavin)

He is actually the second crew member of "The Boat" that has been graced with my technology. After Washington I thought I might never see another, but alas I was wrong.


Whaaaaaaaaaaaaaasss UUUUUUUPPPPPP

yo yo yo... day 1

It is at this moment that all thoughts transpire gently throughout our creative vortex. At any given moment have you experienced the thought about thinking about what am I thinking about. This is the state of self awareness that seperates us from the primordial existence of other creatures.